A monthly payment path for tow trucks and recovery equipment. Buyers • Dealers • Manufacturers
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Tow Truck Finance

Heavy-Duty Wrecker Financing

A monthly payment path for heavy-duty wreckers and recovery trucks built for commercial vehicles, buses and demanding recovery work.

New + usedDealer • auction • private seller12–72 month term options

Built around the recovery equipment—not a generic vehicle box.

Heavy towing changes the transaction. Capacity, chassis, tandem or tri-axle configuration, body builder, boom system and intended recovery work deserve a structure built around the actual unit.

Heavy wreckers
Integrated heavy units
Tractor recovery units
Commercial-vehicle recovery trucks

What matters in this kind of deal.

Match the truck to the work

Heavy towing changes the transaction. Capacity, chassis, tandem or tri-axle configuration, body builder, boom system and intended recovery work deserve a structure built around the actual unit.

Build around the complete transaction

Higher-ticket heavy wreckers can be evaluated as complete vocational equipment transactions rather than as ordinary vehicle purchases.

Three steps from truck to monthly path.

1

Tell us what you need

Share the equipment, seller and purchase price—or start before you have the exact unit.

2

See the structure

Review the available payment structure, subject to underwriting and program requirements.

3

Close on the right equipment

Move forward once the tow truck, body or recovery unit and seller are ready.

Questions about heavy-duty wrecker financing.

Can I finance heavy-duty wrecker?

Programs can support heavy-duty wrecker purchases, subject to credit approval, equipment review and program requirements.

Can I buy used equipment?

Yes. Used equipment can be considered. Final structure depends on the equipment, transaction and underwriting.

Can I buy from an auction or private seller?

Dealer, auction and private-party purchases can be considered, subject to program requirements.

What term options are available?

Available term options can range from 12 to 72 months depending on the transaction, equipment and credit profile.

Can I get terms before I choose the exact unit?

Qualified approvals may remain open for up to 90 days while you shop for the right equipment.

Have a tow truck or recovery unit in mind?

Turn the purchase into a clear monthly path.

CallGet terms